Prepare your retirement income review
Start with your real pension information and the retirement you want to plan for.
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The previous calculation model is being reviewed. This page does not estimate your pension, pension gap or required savings. No financial inputs or contact details are required to read this checklist.
Bring these details together
- Your latest German pension information and your actual insurance record.
- Pension entitlements from other countries and employer schemes.
- Existing private pension contracts, investments and savings.
- An outline of expected retirement spending and your intended retirement date.
- Any plans to move abroad or change working arrangements.
Use a consistent basis
Gross and net amounts are different. So are today’s purchasing power and future nominal amounts. A meaningful review makes these assumptions explicit instead of combining them into a single apparently precise result.
Your age alone does not reveal how many years you have contributed in Germany. A general adjustment based on gender is not a substitute for an individual pension record.
Read the updated retirement planning guide.
Discuss your plans in English
Sven offers retirement advice in Berlin and online across Germany. Advice is free of charge; product and investment costs still apply. For insurance arranged through Sven, insurers pay commission.