Your English-Speaking Insurance Broker in Berlin
Navigating German insurance is confusing enough — doing it in a foreign language shouldn't be necessary. We help English-speaking expats find the right coverage, compare 200+ insurers, and handle claims. All in English, all for free.
- Free consultation
- 200+ insurers compared
- Claims support in English
- IHK registered (§34d)
Insurance Advice That Actually Makes Sense
We understand the challenges of settling in Germany. Our entire service is designed around making insurance simple for international residents.
Independent Advice
We work for you, not the insurance companies. We compare 200+ insurers to find your best option — no bias, no pressure.
English-Speaking
From consultation to claims, everything in English. No more guessing what your policy says or struggling with German paperwork.
All Insurances
Health, liability, disability, life, home, business — we cover the full range. One advisor for all your insurance needs in Germany.
Claims Support
When something goes wrong, we fight for you. We handle the entire claims process and negotiate with insurers on your behalf.
Insurance Made Simple
Three steps to getting the right coverage in Germany — no stress, no hidden costs.
Free Consultation
Tell us about your situation. We'll understand your needs, answer your questions, and explain how German insurance works — all in plain English.
We Compare 200+ Insurers
We search the entire market, not just one company. You get a clear comparison of the best options tailored to your specific situation.
You Choose
No pressure, no pushy sales tactics. You pick the policy that fits. We handle all the paperwork and set everything up for you.
What We Cover
Every type of insurance you might need in Germany — explained clearly, compared thoroughly.
Health Insurance
Public (GKV) or private (PKV)? We explain the German system in plain English and help you choose the right option for your situation.
Learn more →Liability Insurance
Considered essential in Germany. Protects you from potentially devastating personal liability claims. Starts at just €5/month.
Learn more →Disability Insurance
If you can't work due to illness or injury, this replaces your income. Critical for anyone relying on their salary in Germany.
Learn more →Life Insurance
Financial protection for your family if the worst happens. We compare term life policies from Germany's top insurers.
Learn more →Home & Contents
Whether renting or owning, protect your home and belongings. We cover building insurance, contents, and household policies.
Learn more →Business Insurance
Starting a business in Germany? We help freelancers, startups, and established companies with professional liability, D&O, and more.
Learn more →Your Independent Broker in Berlin
I'm Sven Günther Chalupa, an independent insurance broker and investment advisor based in Berlin. After years of watching expats struggle with the German insurance system, I built a team that makes professional advice accessible in English.
Our team of 10 licensed brokers — all registered under §34d GewO with the IHK — works exclusively in your interest. We're not tied to any insurance company, which means we compare the entire market to find your best option.
Fun fact: I was a contestant on „Wer wird Millionär?“ (Germany's „Who Wants to Be a Millionaire?“) twice — so I know a thing or two about making good decisions under pressure!
- IHK Registration: D-OWVA-2EQX5-48 (§34d GewO)
- Office: Hennigsdorfer Str. 15a, 13503 Berlin (Tegel)
- Office: Alexanderstraße 3, 10178 Berlin (Alexanderplatz)
- Team of 10 licensed insurance brokers
- Full English-language service
Trusted by Expats Across Berlin
Real reasons clients choose us — verified by 42 Google reviews.
5.0 ★ Google Rating
42 Verified Reviews
Independent
200+ Insurers Compared
Full English Support
Consultation to Claims
Questions Expats Ask Us
The most common questions we hear from English-speaking newcomers to Germany.
Do I need liability insurance in Germany?
Public vs private health insurance — which is right for me?
Can an insurance broker help with claims?
Is the consultation really free?
What's the difference between a broker and an agent?
Do you speak English?
Can you help me switch from public to private insurance?
What documents do I need for insurance in Germany?
Book Your Free Consultation
Ready to get your insurance sorted? Fill out the form or give us a call — we'll get back to you within 24 hours.
Let's Talk
Whether you just arrived in Berlin or have been here for years, we're here to help. No question is too basic, no situation too complex. Your first consultation is always free.